Aroostook Community Matters - Improving Outcomes for Youth/ Financial Literacy Course

Published: Aug. 3, 2020 at 7:59 PM EDT
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Holland: "You will never come across anyone in your life, that will not need financial literacy -- in any way shape or form."

Robert: Chastity Holland, Community Educator with ACAP, leads and instructs the Financial Literacy Course, intended for County youth between the ages of 16-24 years old. The Financial Literacy course is part of the overall Improving Outcomes for Youth program, which provides youth in our community an early leap ahead in the direction of overcoming adversity, and generating self-skills to promote resiliency, financial literacy, and personal responsibility.

Holland: "We cover the topics of basic budgeting, saving, credit and debt, renting an apartment. And then I recently added a college portion."

Robert: Carly Guerrette and Gabe Flannery, local area rising juniors in high school, recently took the Financial Literacy course through ACAP. They mention its benefits in planning ahead for things to come.

Guerrette: "This is our first class that we've taken through ACAP, so far."

Flannery: "--finally getting out there and getting debit cards and credit cards, and finding out what school you want to go to -- thought it would be a good idea to take the course. And just learn all the basics, and be able to use that knowledge in the future."

Guerrette: "And we were like yeah, we'll sign up because we really didn't get it in Civics, like we were supposed to because of not being in school. We watched a lot of videos, about how to budget and what debt was."

Flannery: "--Whether your credit score is a good one or bad one. What it means to apply to a home loan or a car loan. So it was great to learn all of those through this program, because I don't know if we would've ever learned it through school."

Robert: On top of that Carly and Gabe say the Financial Literacy course has helped out immensely, and a few of the lessons have already paid off.

Flannery: "I would definitely recommend it."

Guerrette: "It was super fun and we did learn a lot."

Flannery: "I've caught myself second guessing myself -- and like no, I can't do that! I learned that in this class that I shouldn't do that!"

Robert Grimm, News Source 8.


--Chastity Holland | Community Educator, ACAP Improving Outcomes for Youth Program;

--Carly Guerrette | Student, ACAP Financial Literacy Course;

--Gabe Flannery | Student, ACAP Financial Literacy Course]

Aired: August 3, 2020

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